As a consumer, you have rights that are supposed to protect you from fraudulent businesses and services. But what happens when those rights are violated? It’s not uncommon for individuals to feel helpless and taken advantage of.
Here’s the truth: it’s not your fault. The companies and individuals who violate consumer protection laws are the ones who should be held accountable.
At Ware Law Firm in Mississippi, we understand the root causes of consumer fraud and we’re here to help you fight back. We’ve seen many cases where people like you have tried and failed to get the results they need. But the good news is, our Mississippi consumer protection lawyer has a track record of success in this area and we’re confident we can help you too.
If you’re ready to take action and fight back against consumer fraud, contact us today.
No More Being Ignored — How a Consumer Protection Lawyer Can Help You
Businesses do not always respond when you try to have a rational conversation with them about what they are doing. As a consumer, you may not know your legal rights. The solution is to hire a consumer protection attorney.
They can represent you in both dealing with the business and when you file a lawsuit for the illegal practice. When you come to the table with an experienced consumer protection lawyer, companies will learn really quickly that they are not above the law and that they should take you seriously.
Our Consumer Protection Practice Areas
We focus on the ways businesses take advantage of ordinary people:
- Credit reporting errors. Fixing inaccurate information the bureaus refuse to correct, including background check mistakes.
- Debt collection harassment. Stopping abusive collectors and holding them accountable under the FDCPA.
- Auto fraud. Taking on dealers who misrepresent a vehicle, hide its history, or roll back the odometer.
- Lemon law. Forcing manufacturers to repair, replace, or buy back defective new vehicles.
- Fair Credit Reporting Act violations. Suing bureaus and furnishers that report your information carelessly.
- Identity theft. Helping victims clear fraudulent accounts and repair the damage.
- Robocalls and spam texts. Enforcing your rights under the TCPA.
Consumer Protection Laws That Help You
Mississippi’s consumer protection laws prohibit unfair and deceptive business practices, but they may not be strong enough to provide adequate protection for consumers.
However, if a business has defrauded you or sold you faulty goods, you can still take legal action. Federal consumer protection laws also offer additional protections in various situations. Even if you’re not buying anything, you may still be considered a consumer under credit-related laws.
Here are three laws that protect you:
- Mississippi lemon law requires a dealer to replace or buy back a car that does not live up to express warranties after three attempts to fix it in one year.
- The Fair Credit Reporting Act requires accurate credit reporting and restricts the permissible purpose of your credit history.
- The Truth in Lending Act prohibits hidden fees and false statements when you are borrowing money.
When there is a profit motive, businesses can cut corners or use abusive practices. For example, debt collectors can harass you, calling you at all hours of the day and night to try to collect on a debt. Creditors may report old debts on your report and damage your score. Both of these can harm you financially and even physically.